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Farmettes

Hobby farm & farmette financing

Small acreage with outbuildings — and why local lenders often fit better than national programs.

Farmettes and hobby farms — small acreage with outbuildings and livestock in limited numbers — are among the most common purchases in Pennsylvania, and among the most frustrating to finance if you start in the wrong place.

Some national hobby-farm programs do not lend in Pennsylvania, which sends buyers down a dead end. Local Farm Credit and community-bank options frequently understand these properties better and are a more realistic starting point. What qualifies as a hobby farm versus a working farm also varies by lender, and that classification affects the terms.

Contact me and I'll help match the property type to the right lender.

This is part of the full guide to farm and land financing in Pennsylvania, which covers lenders, programs, down payments, and 18 common questions.

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Please note: About these financing options: financing is provided by third-party agricultural and business-purpose lenders and is subject to their credit approval, terms, and conditions. Rates, limits, and program terms change — confirm current details with the lender or program before making decisions. The options described here are for business-purpose and agricultural use: farm purchases, farmland, raw land, and agricultural buildings. You are never required to use any lender or program mentioned here, and I will disclose in writing any financial interest I have in a service I refer you to. Aaron Glick, REALTOR® with Lime House Realty. Equal Housing Opportunity.

Aaron Glick, REALTOR® · PA License #RS374368 · (717) 259-3930

Lime House Realty · (717) 840-1355 · 2100 E Market Street, York, PA 17402